超简单！Hugging Face三大神器让创意飞起来 - Free & Fabulous: 3 Hugging Face Tools You’ll Wish You Knew Sooner

探寻 Hugging Face 上那些能惊艳你、帮大忙的隐藏宝藏! - Discover the hidden treasures on Hugging Face that'll blow your mind and save your day!

各位小伙伴，今天我要分享三个超给力的免费AI神器，保证让你直呼“真香”！不用花一分钱，就能体验到AI的强大魔力，简直是白嫖党的福音！

首先登场的是我们的“去水印侠”。别小看这个工具，它可是个隐藏的高手。只需上传你的图片，用画笔轻轻一抹，那些烦人的水印就像被魔法消除了一样，瞬间消失无踪。是不是觉得神奇？这可是免费的秘密武器哦！

接下来是“酷炫头像制造机”。想拥有独一无二的头像？只需上传照片，输入一些“咒语”（提示词），Duang的一下，一张充满艺术气息的头像就诞生了！不管是想变身二次元大神，还是抽象派大师，都能轻松实现。

最后一位重量级选手是“表情包动画大师”。想让静态照片动起来？只需上传照片和一段动画，轻轻一点“Animate”，就能生成各种搞笑的表情包！不过友情提示，这款工具需要强大的“心脏”（GPU）才能运行，不然可能会“罢工”哦。如果你看过我之前的教程，就知道在ComfyUI里也能实现类似效果，虽然速度慢点，但不用额外显卡，也算是个折中方案。

这三款工具不仅免费、实用，而且操作简单到爆炸！即使是AI小白也能轻松驾驭，快来一起体验AI的乐趣吧！

Hey everyone! Today, I'm sharing three incredibly powerful and FREE AI tools that will make you shout "Awesome!" You don't need to spend a dime to experience the magic of AI. It's a true blessing for freebie lovers!

First up is our "Watermark Hero". Don't underestimate this tool; it's a hidden master. Just upload your image, gently brush over the watermark, and those annoying watermarks disappear like magic. Isn't that amazing? It's a secret weapon that's free!

Next is the "Cool Avatar Maker." Want a unique avatar? Just upload a photo, enter some "magic words" (prompts), and boom! An artistic avatar is born! Whether you want to transform into an anime god or an abstract master, it's easily achievable. The importance of clear and effective prompts can not be overstated. Making your prompts informative is key.

The last heavyweight champion is the "Emoji Animation Master." Want to bring static photos to life? Just upload a photo and an animation, and with a click of "Animate," you can generate all kinds of hilarious emojis! But a friendly reminder: this tool requires a powerful "heart" (GPU) to run, otherwise it might "go on strike." If you've seen my previous tutorials, you'll know that similar effects can be achieved in ComfyUI, although it's slower, but you don't need an extra graphics card, which is a good compromise.

These three tools are not only free and practical, but also incredibly easy to use! Even AI beginners can easily master them. Come and experience the fun of AI!

Web Wizardry: God-Level Mods for Your DIY Site, Apps, and Games - 神级网页大师：轻松掌握Websim.ai的网页、应用和游戏修改

 Don't Mess Up Your Masterpiece - Mod like a Pro! - 别毁了你的杰作 - 像专家一样修改吧！

Now, let's dive deeper into the magical world of websim.ai. Ever dreamt of modding a site like a samurai of cyberspace, or crafting your own app without the hassle? Here's your ticket to being a DIY Digital Wizard.

Login into websim.ai, channel your inner Picasso in the webiverse, and type in your desire: "Please mimic LINE to make a simple chat app." Within moments, you'll have your own chat app! Sure, it's more like an echo chamber where you can only see your own messages, but the interface is spot-on, almost as if LINE and websim had a digital baby.

But wait, there's more! Let's say you found a pic on Pinterest for an app and thought, "This would look cool on my site." Upload that image, and type "Please add a message list on the left side." In no time, websim will give you the revamped chat app.

Ready to unleash your masterpiece onto the world? Here’s the publishing magic:

Slide open the sidebar, select your version, click 'Post', add a title and description, and toggle it live. There’s a 'Copy' button for the direct URL, and if you goofed up, you've got a 'Delete' button. Now, you can share it with your pals or shout about it to the web-world.

Let's venture into more advanced stuff. Fancy creating your own real-time currency converter à la exchangerate.app? With websim, it’s as simple as typing it out! Publish away, and grab that link. But what if I want to embed this magical creation into other people’s sites?

Here's the wizardry:

• Find and click on another web app.

• Paste your converter's URL after their site address with "?plugin=@{username}/{your-app-title}".
  Poof, now you've added your own app to someone else's territory without even asking.

Craving some sound effects? Add to your app: "Add a different sound for each button," and voila, your app wakes up with every click.

Go wild, how about simulating an entire iPhone 16 OS? Type it, publish it, and watch as the virtual iPhone blooms on your screen.

Now for something completely different, let's make AI do our homework; automate PPT creation:

1. Ask websim to craft an app for auto-generating PPTs with images.

2. Provide a six-word topic and watch the outlines and slides magically appear.

As if that's not enough, give your granny some tech savviness by making an app that generates a Windows activation key every 10 seconds specifically to lull you to sleep with stories of her digital adventures.

And for the arcade enthusiasts, a virtual Tetris comes to life, within minutes, playable right from your browser.

If your inner geek is tingling with excitement, websim.ai waits for you to unravel its enchanted capabilities. It's as easy as point-n-click, as fast as lightning, and as free as the wild quasars of the net. Go forth and become the DIY Digital Wizard you were always meant to be!

Don't Get Deemed Out! A Simple Guide to Australia's Age Pension Rules

Understanding the hidden rules that affect your retirement income. 

Deeming Rules: The Aussie Way to Calculate Your Pension

In Australia, the government uses 'deeming rules' to estimate your income from financial assets. This affects your pension eligibility and amount. Let's break it down!

What are Deeming Rules?

Deeming rules assume your financial assets earn a certain income, regardless of their actual performance. It's like the government is saying, "Hey, we know you've got some smart investments, but we'll just assume they're earning a certain rate."

How Do Deeming Rules Work?

Eligible Assets: Bank accounts, term deposits, shares, and more.
Deeming Rates: Two rates apply, depending on your asset value. As of Dec 2024:
Singles: 0.25% for the first $60,400, then 2.25% for the rest.
Couples: 0.25% for the first $100,200, then 2.25% for the rest.
Deemed Income: The government calculates your deemed income based on these rates.

What's the Point?

Deeming rules affect your pension eligibility and amount. They help ensure everyone gets a fair go.

Tips and Tricks

Calculate your deemed income.
Check if you're eligible for a pension.
Adjust your assets to optimize your pension.
Consult a financial advisor if needed.

Remember

Actual income doesn't matter; deemed income does.
Some assets, like your home, are exempt.
Deeming rates and asset limits may change, so stay updated!

For more info, visit the Services Australia website.

Overseas Assets & Aussie Pension

Overseas assets in Aussie pension game? Unravel the mystery, don't be lame!

Diving into the world of Aussie pensions with a global twist, let's unravel the mystery of how overseas assets can sway your retirement purse. Get ready to convert those foreign properties into Aussie dollars and see how they stack up against the asset test limits that took effect on September 20, 2024.

Here's the lowdown on the asset test caps for partial pension eligibility:

Single home owners: $695,500 AUD

Single non-homeowners: $947,500 AUD

Couples (homeowners): $1,045,500 AUD

Couples (non-homeowners): $1,297,500 AUD

Let's take a fun ride through some hypotheticals with your folks, who are applying as a duo and own a home down under.

Scenario 1: Your parents own a property overseas worth 1 million RMB. Let's turn those yuan into Aussie dollars at assume exchange rate of 1 AUD = 4.65 RMB:

1,000,000 ÷ 4.65 = 215,053.76 AUD

Add to that their other assets in Australia, valued at 400,000 AUD, and we get a total asset tally of:

215,053.76 + 400,000 = 615,053.76 AUD

Comparing this to the asset test limit for a couple who own a home:

Total assets (615,053.76 AUD) < Limit for couple homeowners (1,045,500 AUD)

Conclusion: Your folks might be in the money for a slice of that pension pie. But hold your horses; we need to crunch some income test numbers and consider other factors for the final tally.

Scenario 2: Now, let's ramp it up with a 3 million RMB overseas property. Converting that to Aussie dollars:

3,000,000 ÷ 4.65 = 645,161.29 AUD

With the same 400,000 AUD in other Aussie assets, the total asset sum is:

645,161.29 + 400,000 = 1,045,161.29 AUD

Pitting this against the asset test limit:

Total assets (1,045,161.29 AUD) is a hair's breadth below the limit for couple homeowners (1,045,500 AUD)

Conclusion: Your parents might still scrape by with a sliver of pension, but it's a tightrope walk. A slight bump in other assets, and they could tip over the limit, losing their pension.

Remember, the real pension payout is a dance between income tests and other factors. For the nitty-gritty, it's best to consult Centrelink for the most accurate assessment. After all, when it comes to pensions, every little bit counts! 

Australian Pension Puzzle? Crack It Now - 澳大利亚养老金密码？一次搞懂

Navigating Aussie pension maze? Let your parents rest! - 搞定澳养老金谜团？别让父母烦恼！

Current Pension Amount (from September 2024 to March 2025, for the latest data, please check the official website)

For a couple jointly receiving the pension: $1,538.80 - $1,725.20 per fortnight (a total of $44,855 per year)

Approximately $3,077.60 - $3,750.40 per month.

Department to Apply for Pension

Your parents need to apply for the pension from Services Australia (formerly known as Centrelink). They can apply online or visit the service center in person.

Pension Asset Test

Definition of Asset Test

The asset test is used to assess whether an applicant is eligible to receive the pension. Specifically:

Asset Free Area: If the family assets are below a certain limit, the full pension can be obtained.

A couple can receive the full pension if their fortnightly income is below $336. For every $1 over this amount, the pension is reduced by $0.5.

When the income reaches $3,568 per fortnight (about $7,717 per month), the pension will cease to be paid.

Calculation of the Excess Part: For every $1,000 of assets in excess, the pension will be reduced by $3 per fortnight.

If it exceeds $1,045,500 (partial pension upper limit), they are no longer eligible to receive.

The asset test is an important part in determining the eligibility and amount of the pension. It includes various personal assets, such as real estate (the main residence is exempt from part of the calculation under certain conditions), bank deposits, investments (stocks, funds, etc.), vehicles, etc. Different ranges of asset values will correspond to different reduction ratios of the pension. For example, if a couple's assets exceed a certain threshold, their pension will be reduced accordingly.

When calculating assets, there is usually an asset exemption amount. As of July 2023, for a couple, the main residence of the family is partially exempt (under certain conditions), and the exemption amount for other assets (such as financial assets, etc.) is approximately $394,500 (this data may change according to policy updates).

Asset Test Conditions

For a single person: The asset free area is $301,750.

For a couple jointly: The asset free area is $451,500.

Income Test

The income test also affects the receipt of the pension. It mainly includes:

Retirement pension

Investment income

Other sources of income (such as employment income)

In addition to the asset test, the income test also affects the pension amount. Income includes retirement pension, investment earnings, rental income, etc. The pension will be reduced according to the level of income.

Income Test Conditions

For a single person: If the fortnightly income exceeds $1,000, the pension will be gradually reduced.

For a couple jointly: If the fortnightly income exceeds $1,600, the pension will be gradually reduced.

Exchange Rate Calculation

According to the current exchange rate, 1 Chinese Yuan (CNY) is approximately equal to 0.2152 Australian Dollars (AUD).

Retirement Pension Conversion (remember the exchange rate)

The retirement pension of father and mother is 2,000 Chinese Yuan each:

2,000 CNY × 0.2152 AUD CNY = 430.4 AUD

2,000 CNY × 0.2152 AUD CNY = 430.4 AUD

The total monthly amount for the couple is: 860.8 AUD

This situation (for a couple jointly receiving) can definitely get the full pension because it is far below the standard – $3,077.60 - $3,750.40

If father's retirement pension becomes 4,000 Chinese Yuan and mother's becomes 6,000 Chinese Yuan:

Father: 4,000 CNY × 0.2152 = 860.8 AUD

Mother: 6,000 CNY × 0.2152 = 1,291.2 AUD

The total monthly amount for the couple is: (860.8 + 1,291.2) = 2,152 AUD

This situation (for a couple jointly receiving) can also get the full pension because it is still far below the standard – $3,077.60 - $3,750.40

Calculation of Reduced Pension

We just talked about the situation of a couple jointly receiving. Now, in order to illustrate the calculation formula of the reduced pension, let's take a single person as an example, with a limit of $1,000 per fortnight. Suppose his single monthly total income is $4,000 AUD, which exceeds the income test limit ($1,000 × 2), then:

The excess part is $4,000 - $2,000 = $2,000 → $2,000 / 2 = $1,000

The fortnightly reduced pension is:

$1,000 × 0.5 = $500 → $1,000 - $500 = $500

Therefore, the fortnightly reduced pension is about $500, and the pension he gets as a single person is $500.

Full Pension Conditions

To obtain the full pension, parents need to meet the following conditions:

Age 67 or above.

Live in Australia and meet the 10-year residency requirement.

The family assets and income are within the specified free area.

The income is below $336 per fortnight.

The assets (excluding the residence) are below $451,500.

Pass the income and asset tests.

Through the above information, you can help your parents better understand how to apply for and calculate the pension they can receive in Australia. If there are any questions, it is recommended to directly contact Services Australia for more specific information and guidance. 

资产测试官网详情
Services Australia 养老官网连接
Services Australia Age Pension PDF

Lightspeed Webcrafting: Harnessing Websim.ai for Free - 光速造网页：免费使用Websim.ai

Websim.ai: Your AI Copilot for Web Development - Websim.ai：你的AI网页开发忠诚僚机

Dive into the world of web development with Websim.ai, where creating a webpage is as easy as pie and free of charge! Are you tired of wrestling with code and testing websites until you're blue in the face? Look no further than Websim.ai, your one-stop-shop for swift and hassle-free webpage crafting. This nifty simulation app can mimic a vast majority of application programs at lightning speed, provided your demands aren't overly gigantic.

To get started, you need to head over to its website, websim.ai. You can log in using either your Discord or Gmail account. After your first login, don't forget to set a username, as it'll be part of the link for any app you might want to publish in the future. Once logged in, you'll land on the homepage. A quick peek at the top search bar reveals that the default AI in use is Sonnet 3.5, which is pretty darn powerful for now. But if you're feeling adventurous, you can explore other options too.

Let's put it to the test and ask it to build a travel search website. You can input your requirements either in the top search bar or by opening the sidebar and using the dialog box at the bottom. We told it to create a site where we could search for travel destinations. After hitting that send button, it's like waiting for a magic trick to unfold. And voila! In no time, it spits out a result. We tried searching for "Relax both body and mind with rich cultural charm", and it worked like a charm.

Now, the curious cat in us wanted to see if it could handle Chinese input. So, we tossed in a Chinese request in the top search bar, and after a brief moment, there it was – the result. Impressive, right? But wait, there's more. After a modification, it added a logo and a price guide. And then we wondered, could we go back to the previous version? Lo and behold, when we opened the sidebar, there was a version control option, allowing us to hop between different versions like a time-traveling web wizard. Feeling a bit cheeky, we decided to change the requirements again. We thought, "Hey, eight words are too many. Let's make it eight letters instead." We sent in the new demand, and when we used it to search once more, it delivered the goods. It seems this websim.ai is not only speedy but also quite adaptable to our ever-changing whims.

Some might argue that it's too good to be true. Can an app really be this efficient and flexible? But for now, it sure seems like a dream come true for those of us who just want to whip up a web page without all the usual headaches. Whether you're a newbie or a seasoned web creator looking for a shortcut, websim.ai might just be the answer you've been searching for. So, why not give it a whirl and see where your web-building adventures take you?

Embrace the power of multiple AIs at your fingertips—switch it up, try on GPT-4O-MINI for size, and watch as it tackles your travel webpage quest with the same zest. "Relax both body and mind with rich cultural charm" you command, and before you can say "AI, make me a webpage," it's done. The results? Speedy and spot-on, just like your morning coffee order. Curious about the other AIs lurking in Websim.ai's repertoire? They're all at your service, eager to show off their web-wizardry. Give 'em a whirl and see which one spins your web just right.

Back on the home turf, switch back to Sonnet3.5, and there you'll find your duo of travel search pages, ready for inspection. Click into the one birthed by Sonnet3.5, and behold the magic: a simple click on the three-dot menu unveils a treasure trove of options. Top of the list? "Copy URL," your gateway to sharing and showcasing your new digital baby. Paste that URL anywhere and the part at the end of it will be the ID of the item.

You see, websim has these super cool features. Click on that little three-dot button in the upper right corner, and it's like opening a treasure chest. You can peek at the URL, dig into the source code (if you're feeling a bit geeky), download the whole shebang, or even zap it into oblivion if you're not happy. When you download it and drag it into your browser, it's like having a clone of your web page. You can search away, and it works just as it did on websim. It's like having your own personal web playground right on your local machine. Now, let's get into the nitty-gritty of customization. Want to jazz up that "Price Guide" and make it a sassy red? Just type it into the search bar, and presto! It turns red, not just on the websim page but even when you open the URL in a new tab and refresh. It's like the web page is following your every fashion whim. And adding a details page? Piece of cake. Type in the right command in the search bar, and boom, it's there. Click on a search result, and out pops the details. But wait, there's more. You can tweak the page using parameters too. Type in something like "Language=Chinese & Currency=RMB & Background=Yellow", hit enter, and watch it transform. It's like websim is a mind reader, making your web page dreams come true.

So, if you're itching to create a unique web app without breaking a sweat or your bank, websim.ai is the place to be. Dive in, explore, and let your creativity run wild. And don't be shy; share your experiences or questions in the comments. Let's all learn and have fun in this websim wonderland!

Claude's God-Level Prompt? Claude's Secret Sauce - Claude 的神级提示词？Claude的秘密武器

Make your Claude smarter, faster, and oh-so-thoughtful! - 让Claude不仅聪明，还能帮你动脑！

Have you ever felt like your AI assistant was just going through the motions? Well, my friend, I've got some electrifying news. A new prompt has emerged that's about to turn Claude into a supercharged language model. It's like giving your AI a rocket booster!

This nifty little thing can seriously supercharge Claude's output. It's not just about getting better answers, but also getting a peek into Claude's thinking process. It's like peeking behind the curtain of the wizardry that goes on in there.

Now, let's talk about how to get our hands on this secret sauce. There are two ways. The first is to install a plugin. You can do it right on Chrome. But if you're like me and always in a hurry, the second method is the way to go. We'll be using the prompt word document.

Head over to its Github page. Dig into the model_instructions folder and find the latest.md file. Let's say it's "v5.1-extensive-20241201.md". Open it up and copy all that good stuff.

Then, log into your Claude account. In the dialog box, click on Choose style. Next, pick Create & Edit Styles and then smash that Create Custom Style button. Instead of the regular option, choose "Use custom instructions (advanced)". On the right side, paste the content from the.md file you copied earlier and hit Create Style. Now, click Options, select Rename Style and give your new style a cool name. If you change your mind, you can even Delete style. Once you've named it, click Use Style and voila! You're all set.

Now you can start asking questions and watch as Claude works its new and improved magic. But here's the thing, some might say it's a bit of a cheat. Is it really fair to give Claude this extra boost? Or is it just us being smart users, making the most of the tools available? That's a debate for another day. For now, let's just enjoy the enhanced experience and see where this new prompt takes us in our conversations with Claude.